Credit 101

What is the difference between Payment Due date and Statement Date?
Due date: Is when your full or minimum payment is due and needs to be paid.
Statement date: When the creditor reports your credit utilization and on-time or late payment to to the credit bureaus TransUnion, Equifax, and Experian.
Your credit utilization and payment history both have high impacts your credit score.
Watch:
How to pay your credit card bill to increase your credit score. https://youtu.be/P03xJdHTgas