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Credit 101

What is the difference between Payment Due date and Statement Date?

Due date: Is when your full or minimum payment is due and needs to be paid.

Statement date: When the creditor reports your credit utilization and on-time or late payment to to the credit bureaus TransUnion, Equifax, and Experian.

Your credit utilization and payment history both have high impacts your credit score.


How to pay your credit card bill to increase your credit score.

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